News about first-time homebuyers

Buying your first house involves a lot of self-reflection.

A 100% stamp duty exemption is given to first-time homebuyers to purchase homes priced not more than RM500,000, while a 75% stamp duty exemption is given to those buying houses priced between RM500,001 and RM1 million, the ministry said.

  PETALING JAYA (Nov 6): To further promote homeownership, the Government has announced a full stamp duty exemption on instruments of transfer and loan agreement for first-time homebuyers on residential properties priced RM500,000 and below.

PETALING JAYA (Oct 11): The government has announced the introduction of a Rent-to-own (RTO) financing scheme to help prospective first-time homebuyers who are unable to afford the initial 10% deposit or the financing for the purchase of a home under RTO schemes.

对于很多人来说，买房是一件很艰难的事。大笔的前期费用和几乎长达一生的房贷，都让很多人对买房却步。 所以，如果出现能够降低买房的费用，任何人都应该好好把握。 在这方面，政府就推出了豁免印花税、低息贷款和头期补贴等计划，来帮助人民、尤其是低收入阶层和首购族买房。   豁免印花税 在2019年1月1日至2020年12月31日期间购买RM30万以下的房屋，有关贷款协议和转名文件可以豁免印花税 在2019年7月1日至2020年12月31日期间购买RM30万以上至RM50万的房屋，有关贷款协议的首RM30万金额和转名文件将被豁免印花税。 在2019年1月1日至6月30日期间购买RM30万至RM100万房屋的首购族，转名文件的印花税将被豁免 在今年初至6月期间举办的National Home Ownership Campaign 2019买房，贷款文件的RM250万以下的金额，还有转名文件的RM100万以下金额将被豁免印花税   Youth Housing Scheme 这个计划为单身或已婚青年的首套房屋提供100%贷款 只限RM10万至RM50万的房子 名额只有2万名，先到先得 在前两年将提供每月RM200的财务援助 RM30万以下房屋的转名和贷款文件将豁免印花税 最长的贷款期限是35年，前提是贷款者在期限到期时的年龄将不超过65岁 申请资格：25至40岁的大马公民、首购族，还有每月家庭收入不超过RM1万   First Home Deposit Funding Scheme（MyDeposit） 这个计划协助首购族在购买新房或价格为RM50万和以下的二手房屋时，支付10%或最高RM3万的买房头期 有关房屋在未来10年不能出售 业主不能将该房屋出租，只能用来自住 申请资格：21岁和以上的大马公民、首购族，还有每月家庭收入介于RM3,000至RM1万5,000   Bank Negara Malaysia’s Fund For Affordable Homes 一个由国家银行设立的RM10亿基金，旨在协助低收入阶层中的首购族，买到RM15万和以下的新房 每年的利息最高是3.

For most Malaysians, buying a house is tough.

KUALA LUMPUR (March 16): Sales of houses under the under the 1Malaysia People's Housing Programme (PR1MA) totalled 4,243 as at January, said Minister in Prime Minister's Department Datuk Seri Shahidan Kassim.

PETALING JAYA (Oct 19): Property developer LBS Bina Group Bhd believes it is imperative for Budget 2017 to continue being rakyat-centric, particularly in making homes within reach for first-time homebuyers.

MOST Malaysians want to own a home, and buying real estate has traditionally been a good inflation hedge.

KUALA LUMPUR (Sept 23): A higher withdrawal cap on the Employees Provident Fund (EPF) savings appears to be the most viable among proposals to help first-time homebuyers in Malaysia, according to CIMB Investment Bank Bhd.