Former Khazanah senior adviser and director Lim Tuang Ooi joins IOI board
Lim is a chartered accountant with over 40 years of experience in risk management, banking and accounting.
Lim is a chartered accountant with over 40 years of experience in risk management, banking and accounting.
KUALA LUMPUR (Nov 9): RHB Banking Group said RHB Bank and RHB Insurance Kajang Branch, co-located within the same premises, will be closed from today (Nov 9, 2020) until further notice to enable sanitisation and as a precautionary measure to ensure health and safety of customers and employees.
KUALA LUMPUR (Aug 19): CIMB Bank Bhd has collaborated with Berjaya Sompo Insurance Bhd to introduce an online all-risk protection insurance plan called Secure Home.
KUALA LUMPUR (Jan 31): All life insurance companies and takaful operators in the country will provide hospitalisation coverage/treatment for the Wuhan novel coronavirus (2019-nCoV) to their policyholders/certificate holders.
KUALA LUMPUR (Oct 9): Human Resources Minister M.
PETALING JAYA (Nov 19): The Selangor authorities are planning to get an insurance company to provide coverage for private low-cost, high-rise homes, reported The Star today.
KUALA LUMPUR (September 12): Motor insurance and takaful players have welcomed the government’s intention to design a rewarding system to incentivise prudent drivers.
如果你有天下班回家,发现家中因为楼上爆水管而淹水,天花板又承受不了水压而崩塌,家具电器也全部泡水和报废,当下的你作何感想? Zurich General Insurance Malaysia Bhd 总承保长 Hazruddin Hassan就有类似的经验。他表示,这类事故不常发生,但随着房子开始老旧,就有可能遭遇这种情况。 他说:“当时的维修费大概为RM35,000,但幸好我很早就为房屋投保,因此获得全额赔偿” 他认为,大马拥有地理优势,不必蒙受许多天灾的影响,但这也导致人们普遍认为灾难不会降临,因此不太重视房屋保险。 Hazruddin补充:“灾难不会每天发生,但如果不幸遇上,那必定会是个痛苦的经历。如果你有对房屋进行适度的投保,至少可以减轻财务的负担。” Zurich General Insurance Malaysia 资深副总裁兼市场管理主管Junior Cho指出,房屋保险虽然不能全数赔偿事主的损失,但至少可以帮忙重建家园。 “在大马,大部分人都明白房屋保险的重要性,但很少人会主动购买或者定期更新。大部分的投保者是因为贷款银行要求,才为房屋投保,主动要求房屋价值评估以及投保的人少之又少,不到10%。” Hazruddin表示,Zurich Malaysia去年的房屋保险索赔资料显示,五大索赔原因是雷电破坏、风灾、火灾、水灾以及爆水管。这些原因所造成的赔偿案件,占房屋保险总数的80%以上。 目前,市面上的房屋保险包括房屋拥户(Homeowner Insurance)、火险(Fire Insurance)以及住户保险(Householder Insurance)。 Cho表示,虽然共管机构(JMB)或管理委员会(MC)一般会为公寓或是住宅社区的共用设施投保,但灾难发生时,保险公司只会赔偿共用设施或空间重建费用,个别住户的损失则不在承保范围内,所以屋主或是住户最好还是自行投保。 保险类型 承保范围 火险 火灾 飞机失事 地震或火山爆发 暴风雨 水灾 爆炸案 爆水管或水库破裂 暴动 树枝断裂破坏 土石流 房屋拥户保险 火灾与雷电 爆炸案 飞机失事 汽车撞击或野兽攻击 爆窃案 风灾 地震与火山爆发 水灾(不包括因水灾引起的土崩) 住户保险 原文已于2018年5月25日的EdgeProp.
Imagine coming back from work late one night to find your house flooded! A burst pipe from your bathroom upstairs had caused part of the floor/ceiling to collapse.