How you can rent a property and still make capital gains
When it comes to growing personal wealth, Malaysians have plenty of opportunities and avenues.
When it comes to growing personal wealth, Malaysians have plenty of opportunities and avenues.
PETALING JAYA (Jan 16): Maybank Islamic Bhd’s HouzKEY, Malaysia’s first bank-initiated rent-to-own (RTO) scheme, opened to the public on Jan 15.
How has 2017 been for the Malaysian real estate industry? The answer would vary, depending on which side of the spectrum you are on.
为了在贷款难度高企的环境中,帮助人民实现拥屋的梦想,马银行集团与五家著名发展商合作,推出一项名为“HouzKEY”的先租后买计划。 马银行总裁兼总执行长拿督Abdul Farid Alias在推介礼致词时表示,该银行在未来会把国内其他地区的产业项目纳入HouzKEY,让更多人民能够受惠。 “这个计划可协助那些无法支付前期买房费用的客户,并提供更透明的资讯,让他们能够计算出每个月必须支付的款项,方便他们理财。” 由马银行回教银行推出的HouzKEY,是大马首个由银行业者主导的先租后买计划。它已在11月23日试跑,但目前只开放给该银行的员工,公众要等到2018年首季才能参与。 在HouzKEY底下,参与者可从五家发展商——S P Setia Bhd、Eco World Development Group Bhd、Mah Sing Group Bhd、Sime Darby Property Bhd和Gamuda Land的指定项目中,找到自己喜欢的房屋,然后再向马银行回教银行申请先租下该单位,待日后有足够财力后才购买。 有意参与的人们只需浏览maybank2own.
KUALA LUMPUR (Nov 23): To encourage more financial institutions to offer rent-to-own (RTO) as an alternative home financing solution, the government will grant a 100% stamp duty exemption on the sale and purchase agreements (SPA) to homebuyers who attain homeownership under these schemes.