Rehda Institute: Different housing affordability measures needed
"The information from the Sistem Pangkalan Data Utama (Padu) database could be utilised to ensure a sustainable real estate market via the residual approach.
"The information from the Sistem Pangkalan Data Utama (Padu) database could be utilised to ensure a sustainable real estate market via the residual approach.
To many, the building of over-priced houses by “profit-seeking” developers has caused the aggravation of housing affordability in the country, thereby leading to a spike in the number of overhangs in the market.
拥有自己的房子是许多大马人民的目标之一,但当房价增长的速度超越人民收入增加的速度时,一般人民的拥屋愿望似乎更加遥不可及,也加重了一般家庭的债务负担。 自1990年开始,我国房价因种种移速而节节攀升,包括历史新低的贷款利率,加上历届政府推出的种种拥房政策,如拥屋计划(HOC)、发展商利息承担方案(DIBS)、下调产业盈利税以及商业银行积极发放房贷。自那时起,国内房屋的可负担性已经约降低50%。 与此同时,房价上涨使房地产发展的赚幅也跟着水涨船高,促使发展商们不断兴建新项目,最后导致市场供应过多,新房子滞销情况比比皆是,这是导致国内房产越来越不可负担的原因。 房屋发展的原意是为人民提供一个栖身之所,然而,房地产发展领域同时也是国家经济活动、就业率和税收的主要贡献领域。 如同金融服务领域,我们相信产业发展领域需要彻底的改革,从其生态和营运系统下手,根治目前我们面临的窘境。 邻国新加坡提供了我们一个有趣的案例。该国的私人房产发展项目售价在全球是数一数二的高,一栋殖民时期的独立式洋房售价可超过S$2亿(相等于RM6.
KUALA LUMPUR (Feb 14): Malaysia faces a shortage of affordable houses for the masses, Bank Negara Malaysia (BNM) said today in its quarterly bulletin.
KUALA LUMPUR (March 23): The undersupply of affordable houses in Malaysia may worsen, given current income and demographic factors, according to Bank Negara Malaysia's 2016 Annual Report.
MOST Malaysians want to own a home, and buying real estate has traditionally been a good inflation hedge.
KUALA LUMPUR (Aug 24): Malaysia's housing market is deemed "seriously unaffordable", where the median house price is 4.