Seven reasons your loan application gets rejected

  Feeling stressed out and dejected because the housing loan applications you sent out kept getting rejected? While the banks’ risk profiling and credit lending policies may vary slightly from each other, the real culprit could often be something hidden and easily overlooked.

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Owning their first property by 25

Unless they were as lucky as Justin Bieber (and as talented) or Kendall Jenner (plus the ravishing looks), chances are our fresh graduates are slogging away to tide them through another month of decent meals, phone bill, education loan repayment and probably even car loan instalment.

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