The debt servicing ratio or DSR is a method that banks use to determine whether you can afford to pay the loan you are applying for. To measure whether you can afford the loan, the DSR takes into consideration the amount of commitment that you have against your income. 

Spanning a sizable living space of 7,450 sq ft, this two-storey mansion sited on three-acre ground atop a cliff has been tastefully designed and has a panoramic view of the shore with floor-to-ceiling sliding glass windows for residents and guests to enjoy.

The more responsive developers have been putting on their thinking caps — rethinking the way homes should be built not only as a sanctuary after a hard day’s work, but to enable them to be a whole-day functioning home which are future-proof and can continue to deliver versatile functions and value for many years to come.

While some may not be familiar with refinancing, it is worth understanding the finance option, especially if you are a homeowner with a mortgage. Put simply, to refinance your home is to replace your current loan with a new loan that pays off the debt of the first one. The new loan should also come with better terms than the existing loan. 

Recognising that innovation is the key to driving growth, SkyWorld Development Group has wasted no time in equipping itself to stay ahead of the game. In its bid to be a key differentiator in the property industry, SkyWorld has initiated several forward-looking features into its business operations as well as property developments.

Developed by award-winning SkyWorld Development Group, you can enjoy the privacy of residing in the unit and the flexibility of renting it out at the same time, because the project comes with a dual-key concept.

Malaysia is fast becoming an aged nation, even by global standards. According to World Bank estimates, Malaysia joined the ranks of an ageing society (with 7% of its population aged 65 and over) in 2020. The country is en route to becoming an aged society in 2044 (with 14% of its population aged 65 and over), and super-aged society in 2056 (with 20% of its population aged 65 and over).

Your home is your sanctuary and hence, choosing the right one is important. While location and price play a large role in defining the ideal abode, quality remains one of the most important parameters as well. Homes of good quality provide peace of mind while standing the test of time.

The campaign, which is a partnership between EdgeProp Malaysia and the KTIC Group, will run from today until April 30, 2022. Users must apply by April 30, 2022 to be eligible to enjoy the promo. After signing up, users will be contacted by an authorised agent via email regarding their application and may pose any further enquiries regarding the packages to the said agent.

While the mansion boasts a massive 16-acre plot of land, its architecture is equally majestic.Only the finest material qualified for furnishing the mansion was used that includes sophisticated gold leaf ceilings with massive chandeliers, to decorated or panelled walls, and an equally intricate fireplace surround the stunning inlaid floors.