KUALA LUMPUR (April 3): Although household debts expanded faster in the second half of 2019, the risk of Malaysian borrowers defaulting on their loan repayment remains low, according to Bank Negara Malaysia (BNM).
KUALA LUMPUR (Nov 15): Malaysia's economic growth, as measured by gross domestic product, moderated to 4.
KUALA LUMPUR (Aug 3): The stock of household debt as a share of gross domestic product (GDP) in Malaysia has declined over the years, thanks in part to a weaker housing market, and more deleveraging is likely to continue.
PETALING JAYA (March 27): Malaysia’s total household debt to gross domestic product (GDP) ratio has eased further for the fourth consecutive year to 83% at end-2018 compared with 83.
KUALA LUMPUR (March 12): Malaysia’s financial sector appears resilient with sound profitability and liquidity indicators, as well as low non-performing loans, said the International Monetary Fund (IMF).
KUALA LUMPUR (Oct 22): The government appears to recognise that income gaps are growing more alarming than previously acknowledged.
KUALA LUMPUR (Oct 17): Deputy Prime Minister Datuk Seri Dr Wan Azizah Wan Ismail said ensuring an equitable distribution of wealth among the people is one of the core elements that the Pakatan Harapan government is working to achieve.
如果你有天下班回家，发现家中因为楼上爆水管而淹水，天花板又承受不了水压而崩塌，家具电器也全部泡水和报废，当下的你作何感想？ Zurich General Insurance Malaysia Bhd 总承保长 Hazruddin Hassan就有类似的经验。他表示，这类事故不常发生，但随着房子开始老旧，就有可能遭遇这种情况。 他说：“当时的维修费大概为RM35,000，但幸好我很早就为房屋投保，因此获得全额赔偿” 他认为，大马拥有地理优势，不必蒙受许多天灾的影响，但这也导致人们普遍认为灾难不会降临，因此不太重视房屋保险。 Hazruddin补充：“灾难不会每天发生，但如果不幸遇上，那必定会是个痛苦的经历。如果你有对房屋进行适度的投保，至少可以减轻财务的负担。” Zurich General Insurance Malaysia 资深副总裁兼市场管理主管Junior Cho指出，房屋保险虽然不能全数赔偿事主的损失，但至少可以帮忙重建家园。 “在大马，大部分人都明白房屋保险的重要性，但很少人会主动购买或者定期更新。大部分的投保者是因为贷款银行要求，才为房屋投保，主动要求房屋价值评估以及投保的人少之又少，不到10%。” Hazruddin表示，Zurich Malaysia去年的房屋保险索赔资料显示，五大索赔原因是雷电破坏、风灾、火灾、水灾以及爆水管。这些原因所造成的赔偿案件，占房屋保险总数的80%以上。 目前，市面上的房屋保险包括房屋拥户（Homeowner Insurance）、火险（Fire Insurance）以及住户保险（Householder Insurance）。 Cho表示，虽然共管机构（JMB）或管理委员会（MC）一般会为公寓或是住宅社区的共用设施投保，但灾难发生时，保险公司只会赔偿共用设施或空间重建费用，个别住户的损失则不在承保范围内，所以屋主或是住户最好还是自行投保。 保险类型 承保范围 火险 火灾 飞机失事 地震或火山爆发 暴风雨 水灾 爆炸案 爆水管或水库破裂 暴动 树枝断裂破坏 土石流 房屋拥户保险 火灾与雷电 爆炸案 飞机失事 汽车撞击或野兽攻击 爆窃案 风灾 地震与火山爆发 水灾（不包括因水灾引起的土崩） 住户保险 原文已于2018年5月25日的EdgeProp.
PETALING JAYA (Dec 7): The property sector is expected to stir in 2018 as developers continue to cut prices — by 10% to 15% or more — and adjust to the reality that demand lies in mass-market affordable housing, said AmInvestment Bank in a report today.
PETALING JAYA (Oct 27): Residential property loans made up a larger proportion of household debt – which rose by 5.
The only property app you need. More than 200,000
sale/rent listings and daily property news.
