Why buy during the HOC?
Homeownership is no doubt one of the hottest topics in Malaysia currently especially when the inventory of residential property in the country is rising and has accumulated to an all-time high in recent years.
Melaka to spend RM3m a year to build homes for hardcore poor
MELAKA (Feb 26): The state government here is planning to spend RM3 million a year in a housing programme to help the hardcore poor, reported The Star today.
新闻：“我们没有做错任何事，但我们就是借不到钱买房”
士毛月2月21日讯：屡次购买房屋失败后，家庭主妇Hafiza Abd Rahman（34岁）在上周三前往由房屋与地方政府部部长Zuraida Kamaruddin主持推介礼的FundMyHome+DepositKu方案推介活动，寻找买房的一线希望。 Zuraida在推介礼后接见Hafiza时，后者不禁悲从中来，落泪表达自己迫切希望买到属于本身房屋的心情。 “我的丈夫和我租房超过10年后，开始想要购买自己的房子，但是却在申请房贷时不断遇到挑战，主要是因为我们没有信贷记录。” Hafiza续称，除了多年前向银行贷款购买了一辆车子，她和丈夫的日常支出上只使用现金，而该车子的贷款也已一早还清。而且，他们也没有任何信用卡来进一步证明自己的信贷记录。 Hafiza和丈夫在士毛月租房子超过10年，期间，她和丈夫先后15次申请房贷购买房子，但没有一次获得批准。 “我们没有做错些什么，但我们就是申请不到银行贷款，因为我们没有任何信贷记录。” Hafiza的丈夫经营自己的小生意，月入少于RM3,000。 尽管她有兴趣通过FundMyHome购买房子，但是却无法负担20%的头期款项。 “现在有了FundMyHome+DepositKu方案，我觉得我们有机会可以拥有自己的房子。我真的已经期待很久了。” 在FundMyHome方案下，买家若购买一间价值RM307,000的房屋，必须要支付20%的头期款，也就是RM61,400。剩余的80%房价，也就是RM245,000，则由该方案的机构负责支付。 现在，在FundMyHome+DepositKu下，符合资格的买家可以向政府申请最多RM30,000的贷款以支付20%的头期款。换句话说，这上述例子中，购屋者只需出资RM31,4000。 如果买家符合土著7%房屋折扣条件，则只需要支付RM9,910就可以拥有自己的房屋。 该文章已刊登于2019年2月22日的EdgeProp.
MM2H agents in quandary over unexplained hold-up in approvals
PETALING JAYA (Feb 25): Agents for the Malaysia My Second Home (MM2H) have been caught in a bind over the delay of approvals for the programme aimed at encouraging selected foreigners to live in the country.
Malaysia has not secured cooperation to extradite Jho Low
SEMENYIH (Feb 22): The Malaysian Government has not secured the cooperation of an unnamed country to extradite fugitive financier Joh Low, Home Minister Muhyiddin Yassin said at a ceramah here last night.
'We've done nothing wrong but we just can’t get a loan for a house,' says desperate buyer
SEMENYIH (Feb 20): Housewife Hafiza Abd Rahman, 34, is seeing the light at the end of the tunnel after numerous failed attempts to own a home.
Rehda lauds government and private sector initiatives to help B40 own a home
SEMENYIH (Feb 20): The FundMyHome+DepositKu scheme launched today is an encouraging move to assist low income earners to own a home.
'Owning my first home is so easy with the FundMyHome+DepositKu scheme'
SEMENYIH (Feb 20): Over 20 homebuyers have achieved their life goal of owning a home under a new scheme called FundMyHome+DepositKu scheme which was officially launched by the Housing and Local Government (KPKT) Minister Zuraida Kamaruddin in Semenyih, Selangor today.
FundMyHome+DepositKu scheme launched to ease homeownership among B40 first-time homebuyers
SEMENYIH (Feb 20): The Housing and Local Government Ministry today announced a pilot scheme to ease homeownership among the B40 group.
